Credit answers in the order flow.
public APID&B data in, your credit Procedure applied, the limit set in your ERP — with the reasoning attached. This market sells on net-30; instinct is not a credit policy.
D&B credit check automation — data in, policy out
on the wire: D&B Direct+
01D&B provides the data
Firmographics, PAYDEX, and credit signals pull via D&B Direct+ when a terms decision comes up.
02Your credit Procedure makes the call
The thresholds are yours — written in plain language, visible, versioned. D&B never decides and Corin never improvises: the Procedure decides, Corin executes it and shows its work.
03Fresh at decision time
Credit state is pulled when the decision is made, so a deteriorating account changes today's answer — not next quarter's review.
04Reasoning attached
Every credit hold or release carries the data behind it — score, limit, exposure, the Procedure version applied — so the reviewer sees why, not just what.
The data meets your Procedure. The gate decides.
Two inputs, one decision: the D&B pull on one side, your written credit rule on the other — and the outcome stages in your ERP for approval.
- PAYDEX 72 — pays ~10 days beyond terms
- 12 years in business · no derogatory filings
- current exposure $18,400
- PAYDEX ≥ 70 and requested ≤ $25,000 → net-30
- new account, or below either bar → a person decides
- account on credit hold → a person decides
Sample decision — representative data, not a customer record.
Data in. Policy out.
PAYDEX 72 — pays about 10 days beyond terms · 12 years in business · no derogatory filings.
Recommended limit from your credit Procedure: $25,000 net-30 — current exposure $18,400.
Sample documents — representative data, not a customer record.
Not a credit bureau.
Not a scorer. Corin consumes D&B data; it doesn't rate businesses itself.
Not autopilot credit. Limits come from your Procedure — Corin enforces them and escalates outside them.
Not a one-time check. Credit is re-read every time terms come up.